earthquake insurance

[sdgrrl]

Call a reputable insurer- State Farm, Farmers etc and ask them w/o being sold on it. Ask your questions about specifics and don’t let up if you are curious about equity and so forth.

[sdgrrl]

Sorry- last note; anytime a major catastrophe occurs; North Ridge, Andrew, LA Riots- insurers rewrite their policies to exclude this in order to maintain their profits. Pretty much they want to protect for theft and fire- that’s about it.

[sdgrrl]

Sorry- last note; anytime a major catastrophe occurs; North Ridge, Andrew, LA Riots- insurers rewrite their policies to exclude this in order to maintain their profits. Pretty much they want to protect for theft and fire- that’s about it.

[sdgrrl]

Sorry- last note; anytime a major catastrophe occurs; North Ridge, Andrew, LA Riots- insurers rewrite their policies to exclude this in order to maintain their profits. Pretty much they want to protect for theft and fire- that’s about it.

[sdgrrl]

Sorry- last note; anytime a major catastrophe occurs; North Ridge, Andrew, LA Riots- insurers rewrite their policies to exclude this in order to maintain their profits. Pretty much they want to protect for theft and fire- that’s about it.

[sdgrrl]

Sorry- last note; anytime a major catastrophe occurs; North Ridge, Andrew, LA Riots- insurers rewrite their policies to exclude this in order to maintain their profits. Pretty much they want to protect for theft and fire- that’s about it.

[UCGal]

[quote=sdgrrl]Sorry- last note; anytime a major catastrophe occurs; North Ridge, Andrew, LA Riots- insurers rewrite their policies to exclude this in order to maintain their profits. Pretty much they want to protect for theft and fire- that’s about it.[/quote]
Our insurance is through the CEA. As far as I know they’re the only folks who write earth quake insurance policies in CA.

You can estimate the premium on their website if you know the year built and what kind of bracing/strapping the house has.

http://www.earthquakeauthority.com/CEAIndex.aspx

[UCGal]

[quote=sdgrrl]Sorry- last note; anytime a major catastrophe occurs; North Ridge, Andrew, LA Riots- insurers rewrite their policies to exclude this in order to maintain their profits. Pretty much they want to protect for theft and fire- that’s about it.[/quote]
Our insurance is through the CEA. As far as I know they’re the only folks who write earth quake insurance policies in CA.

You can estimate the premium on their website if you know the year built and what kind of bracing/strapping the house has.

http://www.earthquakeauthority.com/CEAIndex.aspx

[UCGal]

[quote=sdgrrl]Sorry- last note; anytime a major catastrophe occurs; North Ridge, Andrew, LA Riots- insurers rewrite their policies to exclude this in order to maintain their profits. Pretty much they want to protect for theft and fire- that’s about it.[/quote]
Our insurance is through the CEA. As far as I know they’re the only folks who write earth quake insurance policies in CA.

You can estimate the premium on their website if you know the year built and what kind of bracing/strapping the house has.

http://www.earthquakeauthority.com/CEAIndex.aspx

[UCGal]

[quote=sdgrrl]Sorry- last note; anytime a major catastrophe occurs; North Ridge, Andrew, LA Riots- insurers rewrite their policies to exclude this in order to maintain their profits. Pretty much they want to protect for theft and fire- that’s about it.[/quote]
Our insurance is through the CEA. As far as I know they’re the only folks who write earth quake insurance policies in CA.

You can estimate the premium on their website if you know the year built and what kind of bracing/strapping the house has.

http://www.earthquakeauthority.com/CEAIndex.aspx

[UCGal]

[quote=sdgrrl]Sorry- last note; anytime a major catastrophe occurs; North Ridge, Andrew, LA Riots- insurers rewrite their policies to exclude this in order to maintain their profits. Pretty much they want to protect for theft and fire- that’s about it.[/quote]
Our insurance is through the CEA. As far as I know they’re the only folks who write earth quake insurance policies in CA.

You can estimate the premium on their website if you know the year built and what kind of bracing/strapping the house has.

http://www.earthquakeauthority.com/CEAIndex.aspx

[bearishgurl]

[quote=UCGal]Our insurance is through the CEA. As far as I know they’re the only folks who write earth quake insurance policies in CA.

You can estimate the premium on their website if you know the year built and what kind of bracing/strapping the house has.

http://www.earthquakeauthority.com/CEAIndex.aspx%5B/quote%5D

My earthquake policy is thru the CEA, serviced by Farmers. My original “Protector Plus” policy allows about $330K to rebuild. Due to its $50K deductible, if I sustain a “total loss,” I will get $280K to rebuild. I DO believe I can rebuild for this, with nothing out of pocket.

[bearishgurl]

[quote=UCGal]Our insurance is through the CEA. As far as I know they’re the only folks who write earth quake insurance policies in CA.

You can estimate the premium on their website if you know the year built and what kind of bracing/strapping the house has.

http://www.earthquakeauthority.com/CEAIndex.aspx%5B/quote%5D

My earthquake policy is thru the CEA, serviced by Farmers. My original “Protector Plus” policy allows about $330K to rebuild. Due to its $50K deductible, if I sustain a “total loss,” I will get $280K to rebuild. I DO believe I can rebuild for this, with nothing out of pocket.

[bearishgurl]

[quote=UCGal]Our insurance is through the CEA. As far as I know they’re the only folks who write earth quake insurance policies in CA.

You can estimate the premium on their website if you know the year built and what kind of bracing/strapping the house has.

http://www.earthquakeauthority.com/CEAIndex.aspx%5B/quote%5D

My earthquake policy is thru the CEA, serviced by Farmers. My original “Protector Plus” policy allows about $330K to rebuild. Due to its $50K deductible, if I sustain a “total loss,” I will get $280K to rebuild. I DO believe I can rebuild for this, with nothing out of pocket.

[bearishgurl]

[quote=UCGal]Our insurance is through the CEA. As far as I know they’re the only folks who write earth quake insurance policies in CA.

You can estimate the premium on their website if you know the year built and what kind of bracing/strapping the house has.

http://www.earthquakeauthority.com/CEAIndex.aspx%5B/quote%5D

My earthquake policy is thru the CEA, serviced by Farmers. My original “Protector Plus” policy allows about $330K to rebuild. Due to its $50K deductible, if I sustain a “total loss,” I will get $280K to rebuild. I DO believe I can rebuild for this, with nothing out of pocket.

[Author]

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