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HLS.
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April 2, 2009 at 6:21 PM #376260April 2, 2009 at 6:43 PM #375639
Raybyrnes
ParticipantNo update on the subscription. I am waiting for them to offer me the 99$ a year deal. I saw the article and thought that you would enjoy seeing it.
If you think mortgage rates are low, for those who have variable rate FEDERAL student loans they now have an opportunity to lock a fixed rate for up to 30 years (depending on loan Balance) in the 2% range. Rate is determind based on the May autiion of the 91 day treasury bill plus 2.3. If a person were smart and can qualify for a deferral they can lock the rate in during that deferrment period based on the May Auction plus 1.7.
April 2, 2009 at 6:43 PM #375923Raybyrnes
ParticipantNo update on the subscription. I am waiting for them to offer me the 99$ a year deal. I saw the article and thought that you would enjoy seeing it.
If you think mortgage rates are low, for those who have variable rate FEDERAL student loans they now have an opportunity to lock a fixed rate for up to 30 years (depending on loan Balance) in the 2% range. Rate is determind based on the May autiion of the 91 day treasury bill plus 2.3. If a person were smart and can qualify for a deferral they can lock the rate in during that deferrment period based on the May Auction plus 1.7.
April 2, 2009 at 6:43 PM #376101Raybyrnes
ParticipantNo update on the subscription. I am waiting for them to offer me the 99$ a year deal. I saw the article and thought that you would enjoy seeing it.
If you think mortgage rates are low, for those who have variable rate FEDERAL student loans they now have an opportunity to lock a fixed rate for up to 30 years (depending on loan Balance) in the 2% range. Rate is determind based on the May autiion of the 91 day treasury bill plus 2.3. If a person were smart and can qualify for a deferral they can lock the rate in during that deferrment period based on the May Auction plus 1.7.
April 2, 2009 at 6:43 PM #376144Raybyrnes
ParticipantNo update on the subscription. I am waiting for them to offer me the 99$ a year deal. I saw the article and thought that you would enjoy seeing it.
If you think mortgage rates are low, for those who have variable rate FEDERAL student loans they now have an opportunity to lock a fixed rate for up to 30 years (depending on loan Balance) in the 2% range. Rate is determind based on the May autiion of the 91 day treasury bill plus 2.3. If a person were smart and can qualify for a deferral they can lock the rate in during that deferrment period based on the May Auction plus 1.7.
April 2, 2009 at 6:43 PM #376266Raybyrnes
ParticipantNo update on the subscription. I am waiting for them to offer me the 99$ a year deal. I saw the article and thought that you would enjoy seeing it.
If you think mortgage rates are low, for those who have variable rate FEDERAL student loans they now have an opportunity to lock a fixed rate for up to 30 years (depending on loan Balance) in the 2% range. Rate is determind based on the May autiion of the 91 day treasury bill plus 2.3. If a person were smart and can qualify for a deferral they can lock the rate in during that deferrment period based on the May Auction plus 1.7.
April 2, 2009 at 7:28 PM #375654HLS
ParticipantRay,, It will be both amazing & surprising how many people will not bother to redo their student loans.. I am sure that many will, but others will just not want to bother.
Hopefully your post will inform ppl that will be available.It is the same with lower mortgage rates. Opportunity knocks but ppl don’t answer the door.
I get some people almost in tears when they find out that they don’t qualify and others who do qualify don’t seem to understand the real benefit and don’t want to bother.
Water,, What is loan amount ? Are you looking for a rate with a 1 point origination OR a 1 pt buydown ?
April 2, 2009 at 7:28 PM #375938HLS
ParticipantRay,, It will be both amazing & surprising how many people will not bother to redo their student loans.. I am sure that many will, but others will just not want to bother.
Hopefully your post will inform ppl that will be available.It is the same with lower mortgage rates. Opportunity knocks but ppl don’t answer the door.
I get some people almost in tears when they find out that they don’t qualify and others who do qualify don’t seem to understand the real benefit and don’t want to bother.
Water,, What is loan amount ? Are you looking for a rate with a 1 point origination OR a 1 pt buydown ?
April 2, 2009 at 7:28 PM #376116HLS
ParticipantRay,, It will be both amazing & surprising how many people will not bother to redo their student loans.. I am sure that many will, but others will just not want to bother.
Hopefully your post will inform ppl that will be available.It is the same with lower mortgage rates. Opportunity knocks but ppl don’t answer the door.
I get some people almost in tears when they find out that they don’t qualify and others who do qualify don’t seem to understand the real benefit and don’t want to bother.
Water,, What is loan amount ? Are you looking for a rate with a 1 point origination OR a 1 pt buydown ?
April 2, 2009 at 7:28 PM #376159HLS
ParticipantRay,, It will be both amazing & surprising how many people will not bother to redo their student loans.. I am sure that many will, but others will just not want to bother.
Hopefully your post will inform ppl that will be available.It is the same with lower mortgage rates. Opportunity knocks but ppl don’t answer the door.
I get some people almost in tears when they find out that they don’t qualify and others who do qualify don’t seem to understand the real benefit and don’t want to bother.
Water,, What is loan amount ? Are you looking for a rate with a 1 point origination OR a 1 pt buydown ?
April 2, 2009 at 7:28 PM #376280HLS
ParticipantRay,, It will be both amazing & surprising how many people will not bother to redo their student loans.. I am sure that many will, but others will just not want to bother.
Hopefully your post will inform ppl that will be available.It is the same with lower mortgage rates. Opportunity knocks but ppl don’t answer the door.
I get some people almost in tears when they find out that they don’t qualify and others who do qualify don’t seem to understand the real benefit and don’t want to bother.
Water,, What is loan amount ? Are you looking for a rate with a 1 point origination OR a 1 pt buydown ?
April 2, 2009 at 8:14 PM #375659CardiffBaseball
ParticipantHoly crap I have a 30 year 100K SL stuck at 8% because I refied in 2002 before they started offering rates. I wonder if I am screwed again, I’ll check into it. Usually it never seems to work out that I can apply.
April 2, 2009 at 8:14 PM #375943CardiffBaseball
ParticipantHoly crap I have a 30 year 100K SL stuck at 8% because I refied in 2002 before they started offering rates. I wonder if I am screwed again, I’ll check into it. Usually it never seems to work out that I can apply.
April 2, 2009 at 8:14 PM #376121CardiffBaseball
ParticipantHoly crap I have a 30 year 100K SL stuck at 8% because I refied in 2002 before they started offering rates. I wonder if I am screwed again, I’ll check into it. Usually it never seems to work out that I can apply.
April 2, 2009 at 8:14 PM #376163CardiffBaseball
ParticipantHoly crap I have a 30 year 100K SL stuck at 8% because I refied in 2002 before they started offering rates. I wonder if I am screwed again, I’ll check into it. Usually it never seems to work out that I can apply.
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