You’d be surprised by how many of the creditors DO dispute things…
I literally opened a Linens ‘n Things account FOUR years ago after buying a new townhouse.
I was traveling heavily for work, hadnt yet set it up in my bill pay, and paid it ONE day late. It is still listed as a “30 day late” on my credit report, and they refuse to delete it.
I will never shop there again because of this. It’s hard to say how many thousands of $$$ they have lost, as well as my good will as a (former) regular customer. I will shop anywhere but LNT.
Anyway, my point is that disputing is not that easy. But, good luck!
