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Viewing 15 posts - 31 through 45 (of 321 total)
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  • March 1, 2009 at 3:37 PM #358404
    sdrealtor
    Participant

    Exactly what I am seeing and even more importantly EXACTLY what I told people to expect in my November post.

    sdr

    And this is coming from a guy that grabs that slurpee on the way to the beach all year long.

    March 1, 2009 at 3:56 PM #357845
    johnaz
    Participant

    Oh Oh! Just became one of the statistics and purchased a house in
    Carlsbad. Was it a great deal? Probably not, but it was exactly what we were looking for.

    March 1, 2009 at 3:56 PM #358147
    johnaz
    Participant

    Oh Oh! Just became one of the statistics and purchased a house in
    Carlsbad. Was it a great deal? Probably not, but it was exactly what we were looking for.

    March 1, 2009 at 3:56 PM #358288
    johnaz
    Participant

    Oh Oh! Just became one of the statistics and purchased a house in
    Carlsbad. Was it a great deal? Probably not, but it was exactly what we were looking for.

    March 1, 2009 at 3:56 PM #358319
    johnaz
    Participant

    Oh Oh! Just became one of the statistics and purchased a house in
    Carlsbad. Was it a great deal? Probably not, but it was exactly what we were looking for.

    March 1, 2009 at 3:56 PM #358423
    johnaz
    Participant

    Oh Oh! Just became one of the statistics and purchased a house in
    Carlsbad. Was it a great deal? Probably not, but it was exactly what we were looking for.

    March 1, 2009 at 5:46 PM #357911
    svelte
    Participant

    Congrats, JohnAZ. Please create some posts about the purchase as time goes on…it’s always fun to hear.

    And thanks for your perspective SD R and sdr…it is surprising how much interest there is in the SD housing market. Then again, maybe it’s not surprising knowing the crap to quality ratio of the inventory.

    March 1, 2009 at 5:46 PM #358213
    svelte
    Participant

    Congrats, JohnAZ. Please create some posts about the purchase as time goes on…it’s always fun to hear.

    And thanks for your perspective SD R and sdr…it is surprising how much interest there is in the SD housing market. Then again, maybe it’s not surprising knowing the crap to quality ratio of the inventory.

    March 1, 2009 at 5:46 PM #358353
    svelte
    Participant

    Congrats, JohnAZ. Please create some posts about the purchase as time goes on…it’s always fun to hear.

    And thanks for your perspective SD R and sdr…it is surprising how much interest there is in the SD housing market. Then again, maybe it’s not surprising knowing the crap to quality ratio of the inventory.

    March 1, 2009 at 5:46 PM #358386
    svelte
    Participant

    Congrats, JohnAZ. Please create some posts about the purchase as time goes on…it’s always fun to hear.

    And thanks for your perspective SD R and sdr…it is surprising how much interest there is in the SD housing market. Then again, maybe it’s not surprising knowing the crap to quality ratio of the inventory.

    March 1, 2009 at 5:46 PM #358490
    svelte
    Participant

    Congrats, JohnAZ. Please create some posts about the purchase as time goes on…it’s always fun to hear.

    And thanks for your perspective SD R and sdr…it is surprising how much interest there is in the SD housing market. Then again, maybe it’s not surprising knowing the crap to quality ratio of the inventory.

    March 1, 2009 at 5:51 PM #357926
    nostradamus
    Participant

    In the bubble run-up the banks were kind enough with easy credit to anyone. Now we have a large number of people– who are qualified by today’s stricter loan and financial standards– being kind to banks in return: these people are willing to go into decades of debt in order to purchase an immediately depreciating asset. Many have decried the bail-outs of banks; yet while the fed battles on the front line these people attack from the rear, armed with checkbooks! I hope it works out well for them and they don’t in turn need bail-outs. I also hope it works out well for the banks. The thing that scares me is, regardless of how qualified you are financially, when your asset is worth X and you owe XY (where Y > 1) as Y increases there will come a point when any sane person would walk away, perhaps to buy a bigger, cheaper house next door. Even today’s strict loan guidelines cannot prevent that.

    Owners: maybe this is our last-chance rally! Should we sell? Hmmmmm…

    March 1, 2009 at 5:51 PM #358228
    nostradamus
    Participant

    In the bubble run-up the banks were kind enough with easy credit to anyone. Now we have a large number of people– who are qualified by today’s stricter loan and financial standards– being kind to banks in return: these people are willing to go into decades of debt in order to purchase an immediately depreciating asset. Many have decried the bail-outs of banks; yet while the fed battles on the front line these people attack from the rear, armed with checkbooks! I hope it works out well for them and they don’t in turn need bail-outs. I also hope it works out well for the banks. The thing that scares me is, regardless of how qualified you are financially, when your asset is worth X and you owe XY (where Y > 1) as Y increases there will come a point when any sane person would walk away, perhaps to buy a bigger, cheaper house next door. Even today’s strict loan guidelines cannot prevent that.

    Owners: maybe this is our last-chance rally! Should we sell? Hmmmmm…

    March 1, 2009 at 5:51 PM #358368
    nostradamus
    Participant

    In the bubble run-up the banks were kind enough with easy credit to anyone. Now we have a large number of people– who are qualified by today’s stricter loan and financial standards– being kind to banks in return: these people are willing to go into decades of debt in order to purchase an immediately depreciating asset. Many have decried the bail-outs of banks; yet while the fed battles on the front line these people attack from the rear, armed with checkbooks! I hope it works out well for them and they don’t in turn need bail-outs. I also hope it works out well for the banks. The thing that scares me is, regardless of how qualified you are financially, when your asset is worth X and you owe XY (where Y > 1) as Y increases there will come a point when any sane person would walk away, perhaps to buy a bigger, cheaper house next door. Even today’s strict loan guidelines cannot prevent that.

    Owners: maybe this is our last-chance rally! Should we sell? Hmmmmm…

    March 1, 2009 at 5:51 PM #358401
    nostradamus
    Participant

    In the bubble run-up the banks were kind enough with easy credit to anyone. Now we have a large number of people– who are qualified by today’s stricter loan and financial standards– being kind to banks in return: these people are willing to go into decades of debt in order to purchase an immediately depreciating asset. Many have decried the bail-outs of banks; yet while the fed battles on the front line these people attack from the rear, armed with checkbooks! I hope it works out well for them and they don’t in turn need bail-outs. I also hope it works out well for the banks. The thing that scares me is, regardless of how qualified you are financially, when your asset is worth X and you owe XY (where Y > 1) as Y increases there will come a point when any sane person would walk away, perhaps to buy a bigger, cheaper house next door. Even today’s strict loan guidelines cannot prevent that.

    Owners: maybe this is our last-chance rally! Should we sell? Hmmmmm…

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