- This topic has 180 replies, 20 voices, and was last updated 16 years, 11 months ago by
kev374.
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January 8, 2008 at 3:30 PM #132223January 8, 2008 at 3:38 PM #131948
CoronitaParticipant$600k jumbo, 0 points, 65% ltv with fico 780+, full doc, 7.635%
$417k conforming, 0.5 points, 46% ltv with fico 780+, full doc, 5.625%
Those are ridiculous LTVs, how many people have 35% down?
Me 🙂 But forget about that.
As I was pointing out, I'm not seeing how CFC is going to find new customers or steal existing (good) customers elsewhere without offering a better rate or some incentive or some sort. CA market is going to be tough. imho. Maybe new younger people, but how much of these people are have 20% AND are in the mood to buy? Going to be interesting.
January 8, 2008 at 3:38 PM #132127CoronitaParticipant$600k jumbo, 0 points, 65% ltv with fico 780+, full doc, 7.635%
$417k conforming, 0.5 points, 46% ltv with fico 780+, full doc, 5.625%
Those are ridiculous LTVs, how many people have 35% down?
Me 🙂 But forget about that.
As I was pointing out, I'm not seeing how CFC is going to find new customers or steal existing (good) customers elsewhere without offering a better rate or some incentive or some sort. CA market is going to be tough. imho. Maybe new younger people, but how much of these people are have 20% AND are in the mood to buy? Going to be interesting.
January 8, 2008 at 3:38 PM #132139CoronitaParticipant$600k jumbo, 0 points, 65% ltv with fico 780+, full doc, 7.635%
$417k conforming, 0.5 points, 46% ltv with fico 780+, full doc, 5.625%
Those are ridiculous LTVs, how many people have 35% down?
Me 🙂 But forget about that.
As I was pointing out, I'm not seeing how CFC is going to find new customers or steal existing (good) customers elsewhere without offering a better rate or some incentive or some sort. CA market is going to be tough. imho. Maybe new younger people, but how much of these people are have 20% AND are in the mood to buy? Going to be interesting.
January 8, 2008 at 3:38 PM #132200CoronitaParticipant$600k jumbo, 0 points, 65% ltv with fico 780+, full doc, 7.635%
$417k conforming, 0.5 points, 46% ltv with fico 780+, full doc, 5.625%
Those are ridiculous LTVs, how many people have 35% down?
Me 🙂 But forget about that.
As I was pointing out, I'm not seeing how CFC is going to find new customers or steal existing (good) customers elsewhere without offering a better rate or some incentive or some sort. CA market is going to be tough. imho. Maybe new younger people, but how much of these people are have 20% AND are in the mood to buy? Going to be interesting.
January 8, 2008 at 3:38 PM #132233CoronitaParticipant$600k jumbo, 0 points, 65% ltv with fico 780+, full doc, 7.635%
$417k conforming, 0.5 points, 46% ltv with fico 780+, full doc, 5.625%
Those are ridiculous LTVs, how many people have 35% down?
Me 🙂 But forget about that.
As I was pointing out, I'm not seeing how CFC is going to find new customers or steal existing (good) customers elsewhere without offering a better rate or some incentive or some sort. CA market is going to be tough. imho. Maybe new younger people, but how much of these people are have 20% AND are in the mood to buy? Going to be interesting.
January 8, 2008 at 3:43 PM #131956davelj
ParticipantIt’s extremely rare to see a stock as widely followed as Countrywide fall to the degree it’s stock did today on a “rumor” that wasn’t ultimately substantiated to some degree. I suspect CFC is right on the brink. Generally, where there’s smoke, there’s some degree of fire. Look for more lines of depositors forming in front of CFC branches in coming days…
January 8, 2008 at 3:43 PM #132140ParticipantIt’s extremely rare to see a stock as widely followed as Countrywide fall to the degree it’s stock did today on a “rumor” that wasn’t ultimately substantiated to some degree. I suspect CFC is right on the brink. Generally, where there’s smoke, there’s some degree of fire. Look for more lines of depositors forming in front of CFC branches in coming days…
January 8, 2008 at 3:43 PM #132149ParticipantIt’s extremely rare to see a stock as widely followed as Countrywide fall to the degree it’s stock did today on a “rumor” that wasn’t ultimately substantiated to some degree. I suspect CFC is right on the brink. Generally, where there’s smoke, there’s some degree of fire. Look for more lines of depositors forming in front of CFC branches in coming days…
January 8, 2008 at 3:43 PM #132208ParticipantIt’s extremely rare to see a stock as widely followed as Countrywide fall to the degree it’s stock did today on a “rumor” that wasn’t ultimately substantiated to some degree. I suspect CFC is right on the brink. Generally, where there’s smoke, there’s some degree of fire. Look for more lines of depositors forming in front of CFC branches in coming days…
January 8, 2008 at 3:43 PM #132244ParticipantIt’s extremely rare to see a stock as widely followed as Countrywide fall to the degree it’s stock did today on a “rumor” that wasn’t ultimately substantiated to some degree. I suspect CFC is right on the brink. Generally, where there’s smoke, there’s some degree of fire. Look for more lines of depositors forming in front of CFC branches in coming days…
January 8, 2008 at 3:49 PM #131966drunkle
Participantmr wrong:
i haven’t graduated yet, but i’m getting there. my school? http://www.piggington.com/forum. professor ucodegen at the helm today.
hopefully, i can write off my tuition fees, they’re killing me.
uco:
seems like the tax basis is the most important thing to note… taxing options at full income rate blows…January 8, 2008 at 3:49 PM #132150Participantmr wrong:
i haven’t graduated yet, but i’m getting there. my school? http://www.piggington.com/forum. professor ucodegen at the helm today.
hopefully, i can write off my tuition fees, they’re killing me.
uco:
seems like the tax basis is the most important thing to note… taxing options at full income rate blows…January 8, 2008 at 3:49 PM #132157Participantmr wrong:
i haven’t graduated yet, but i’m getting there. my school? http://www.piggington.com/forum. professor ucodegen at the helm today.
hopefully, i can write off my tuition fees, they’re killing me.
uco:
seems like the tax basis is the most important thing to note… taxing options at full income rate blows…January 8, 2008 at 3:49 PM #132220Participantmr wrong:
i haven’t graduated yet, but i’m getting there. my school? http://www.piggington.com/forum. professor ucodegen at the helm today.
hopefully, i can write off my tuition fees, they’re killing me.
uco:
seems like the tax basis is the most important thing to note… taxing options at full income rate blows… -
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