Best Family Areas for Low-$1Millions Budget

[FlyerInHi]

Chinese buyers:

Do they offer Mandarin classes at canyon sage? If they did, even White tech execs would be scrambling to get their kids into the school. That would be good for real estate. Maybe lobby to change the curriculum.

[Coronita]

[quote=FlyerInHi]Chinese buyers:

Do they offer Mandarin classes at canyon sage? If they did, even White tech execs would be scrambling to get their kids into the school. That would be good for real estate. Maybe lobby to change the curriculum.[/quote]

Dmusd after school enrichment does.

[Coronita]

[quote=yuhtey][quote=flu]

There is no good deal in Carmel valley right now. The best deal you can get is to not get ripped off completely.[/quote]

yes, and i’m happy with not getting completely ripped off. this will be a long term shack that will be lived in. i don’t care about short term cycles, at this point. it’s the right time to buy *for me*[/quote]

I hope you aren’t seriously considering that home on Almondway. There’s a reason why that retainer wall is as high as it is. The back of it is most likely I-56

[yuhtey]

no way, i put it up for bear grillys to comment on and tell me just how i’m supposed to fix that one up.

[joec]

In today’s UT:
http://www.sandiegouniontribune.com/news/2015/dec/06/tp-home-sellers-look-east-carlsbad-website-taps/

Some of the stats on Chinese buyers looks pretty insane to me (35% of buyers Chinese in CA?)

Overall, SD isn’t Sanfran, but compared to prices there and for a slower pace, I think many people would be ok with being down here and prices are much cheaper compared to LA or SF.

[Coronita]

[quote=joec]In today’s UT:
http://www.sandiegouniontribune.com/news/2015/dec/06/tp-home-sellers-look-east-carlsbad-website-taps/

Some of the stats on Chinese buyers looks pretty insane to me (35% of buyers Chinese in CA?)

Overall, SD isn’t Sanfran, but compared to prices there and for a slower pace, I think many people would be ok with being down here and prices are much cheaper compared to LA or SF.[/quote]

3/5 in Carmel Valley I believe are asian.

[Coronita]

[quote=yuhtey]no way, i put it up for bear grillys to comment on and tell me just how i’m supposed to fix that one up.[/quote]

If your’re planning to buy in Carmel V. You need to sacrifice sq footage for a better location.

1.3m for around 3000sqft in a good location. That’s most likely doable. Anything that is larger above that goes up in price, anything that deviates from the prime locations goes down in price. Prime locations center around Ocean Air and Sage Canyon access. It’s just how pricing works. You can try the community called Santa Barbara that’s I believe is further north … Pricing there is slightly better.

[bearishgurl]

[quote=flu][quote=yuhtey]no way, i put it up for bear grillys to comment on and tell me just how i’m supposed to fix that one up.[/quote]

If your’re planning to buy in Carmel V. You need to sacrifice sq footage for a better location.

1.3m for around 3000sqft in a good location. That’s most likely doable. Anything that is larger above that goes up in price, anything that deviates from the prime locations goes down in price. Prime locations center around Ocean Air and Sage Canyon access. It’s just how pricing works. You can try the community called Santa Barbara that’s I believe is further north … Pricing there is slightly better.[/quote]

yuhtey, I never offered to “critique” CV homes for you. flu is the main “resident expert” here on CV.

Your listing on Almond Way suffers from “economic obsolescence.” You can’t fix it. It has a “value” and I don’t know what that is … based upon recent sales which have the same or similar issue.

flu has thus far given you good advice, especially this most recent post. I hope you are taking notes and taking heed … cuz you need to reduce your housing expectations for CV in your price range.

flu should try to give you a value of what he believe the Almond Way home will eventually sell for, given its “economic obsolescence.” He’s come close in the past in predicting a future sold price in CV … a little under but close.

I could be considered an “expert” in a few micro-areas of SD County but Carmel Valley is not one of them.

[bearishgurl]

yuhtey, you still haven’t posted your “turd” listing you posted about here which you recently rejected due to not liking the granite countertops in the kitchen.

The Piggs would like to assess that property and tell you what they think it’s worth and whether or not you should make an offer on it.

Where is the link??

[Coronita]

[quote=flu][quote=yuhtey]no way, i put it up for bear grillys to comment on and tell me just how i’m supposed to fix that one up.[/quote]

If your’re planning to buy in Carmel V. You need to sacrifice sq footage for a better location.

1.3m for around 3000sqft in a good location. That’s most likely doable. Anything that is larger above that goes up in price, anything that deviates from the prime locations goes down in price. Prime locations center around Ocean Air and Sage Canyon access. It’s just how pricing works. You can try the community called Santa Barbara that’s I believe is further north … Pricing there is slightly better.[/quote]

That’s also assuming you care about having access to sage canyon or ocean air. I personally don’t think it makes that much of a difference among the dmusd schools and it has more to do with your own kids abilities and parental involvement. But others will insist that they must send their kids to ocean air or sage. The scores from the caasp were all really good, with sage and ocean air on top. The difference wasnt that noticeable among other schools on the district. So I guess it depends on how anal you and your wife want to be. My kid scored roughly the same as any other Asian kid in the district at sage and ocean air. Then again, we spend a considerable about of time on education outside of school too at home. She does considerably worse at math competitions done by noolan. But I think that’s more because she inherited my genes on that. I never did well with those math competition/puzzle questions. Even to this day.

[yuhtey]

i’m starting to get the fear regarding “good schools” especially if they solicit “donations” which are in practice a bunch of bribes in return for either special attention or higher marks than earned.

if there’s one thing rich people are very good at it’s tilting the table in their favor via cash. they take both pride and enjoyment in buying people off.

anyone have any experience with this?

[njtosd]

[quote=yuhtey]i’m starting to get the fear regarding “good schools” especially if they solicit “donations” which are in practice a bunch of bribes in return for either special attention or higher marks than earned.

if there’s one thing rich people are very good at it’s tilting the table in their favor via cash. they take both pride and enjoyment in buying people off.

anyone have any experience with this?[/quote]

In terms of marks, I would say – Ha! They have adopted a system of grading with a low mark of “B” for beginning, then “D” for developing, then “S” for secure and then “E” for exceeds expectations. Most of the time, the teachers are told that they cannot give out an “E” and I have gotten a bunch of weasel words to explain why that is. Kids come home with a 100% math test, and they get an “S”. It’s nonsensical.

If there are any kids who get special consideration, I would say that it’s the children of people who volunteer a lot. The schools rely on those families and I sense that consciously or subconsciously the kids get preferential treatment. Donations go to the district as a whole rather than to your school of attendance, and you will rarely, if ever, interact with those at the district level.

[Coronita]

[quote=yuhtey]i’m starting to get the fear regarding “good schools” especially if they solicit “donations” which are in practice a bunch of bribes in return for either special attention or higher marks than earned.

if there’s one thing rich people are very good at it’s tilting the table in their favor via cash. they take both pride and enjoyment in buying people off.

anyone have any experience with this?[/quote]

In public schools, I don’t think the donations make much of a difference to peddle influence if that’s what you are worried about. However, volunteering in class and PTA, while not directly influences things, at least will make you aware of the direction the class and/or school is going…So if you’re concerned about that, I’d suggest you or your wife get more involved in the school.

In a private school, in addition to the tuition, yes additional donations probably does make a difference in the amount of time is dedicated to your kid. So that’s why I think it’s ironic that some people think the end-all-be all to being in a not-so-great school district area is simply to send their kids to a private school. Yes, your kid might get a better education relative to the public school he/she was going to attend, but you’ll also be competing against other families/parents that most likely will have a heck of a lot more money than you do. And in a private school, at least based on what some of the folks I know have said, you’ll see a lot more influence in that regards. It’s one of the reasons why I don’t plan on sending my kid to a private school, at least not before college.

Not that I think there is anything wrong with that. It’s just simply for me, I cannot afford to compete with others who have a lot deeper pockets. Take “flyer” for instance. If he had a grade school kid that sends his kids to private school and I have a grade school kid to send to the same private school, it takes him a lot less financial resources relative to his net worth than it would take me. He could send his kid there, donate a couple of extra 10’s thousands, and that probably would make a difference in a public school. Me, maybe I could come up with the private tuition, maybe I can donate my time…Is it worth it? For him, probably, because it probably doesn’t make a dent on his bottom line. Is it worth it for me? Probably not. Because it makes a huge dent in my bottom line. Would I if I could, you betcha… So hey, that’s how it works. You recognize we’re not all equal, and you realize well, shit here’s my constraints, got to make the best of it.

I figure if my kid is good enough, she’ll be able to do just fine in a good public school. And if she is not academically inclined, there’s no amount of private grade school or tutoring, etc that will fix that, in which plan B will be to allow her to be a trust fund kiddie ! Which brings me to point #2.

I never plan on selling any of my properties, unless it’s to do a 1031 exchange. Part of my FLU empire building strategy. I don’t see how kids these days will be able to really make it on themselves without a little help. Maybe a small percentage of the population, but most other kids on average will need help. It’s a pretty brutal world out there these days. If you think about it, you’re complaining about affordability of housing right now. Imagine what’s it’s going to be like when you’re kids are your age.
Imagine what college tuititons will be like if the elite schools continue with their 4% annual increase. Imagine what will happen if taxes go considerably up with a retiring elder population taking out of all the social systems. Imagine when our debt ceiling explodes. Ain’t gonna end pretty, I’m afraid.

[yuhtey]

[quote=joec]In today’s UT:
http://www.sandiegouniontribune.com/news/2015/dec/06/tp-home-sellers-look-east-carlsbad-website-taps/

Some of the stats on Chinese buyers looks pretty insane to me (35% of buyers Chinese in CA?)

Overall, SD isn’t Sanfran, but compared to prices there and for a slower pace, I think many people would be ok with being down here and prices are much cheaper compared to LA or SF.[/quote]

NOT that I am for changing restrictions on lending (some people are still not out of the hole from the last loose lending cocktail party)… but this chart is very telling as to why the “locals” aren’t buying the new stuff even though they can handle the debt.

[an]

[quote=flu]In public schools, I don’t think the donations make much of a difference to peddle influence if that’s what you are worried about. However, volunteering in class and PTA, while not directly influences things, at least will make you aware of the direction the class and/or school is going…So if you’re concerned about that, I’d suggest you or your wife get more involved in the school.

In a private school, in addition to the tuition, yes additional donations probably does make a difference in the amount of time is dedicated to your kid. So that’s why I think it’s ironic that some people think the end-all-be all to being in a not-so-great school district area is simply to send their kids to a private school. Yes, your kid might get a better education relative to the public school he/she was going to attend, but you’ll also be competing against other families/parents that most likely will have a heck of a lot more money than you do. And in a private school, at least based on what some of the folks I know have said, you’ll see a lot more influence in that regards. It’s one of the reasons why I don’t plan on sending my kid to a private school, at least not before college.

Not that I think there is anything wrong with that. It’s just simply for me, I cannot afford to compete with others who have a lot deeper pockets. Take “flyer” for instance. If he had a grade school kid that sends his kids to private school and I have a grade school kid to send to the same private school, it takes him a lot less financial resources relative to his net worth than it would take me. He could send his kid there, donate a couple of extra 10’s thousands, and that probably would make a difference in a public school. Me, maybe I could come up with the private tuition, maybe I can donate my time…Is it worth it? For him, probably, because it probably doesn’t make a dent on his bottom line. Is it worth it for me? Probably not. Because it makes a huge dent in my bottom line. Would I if I could, you betcha… So hey, that’s how it works. You recognize we’re not all equal, and you realize well, shit here’s my constraints, got to make the best of it.

I figure if my kid is good enough, she’ll be able to do just fine in a good public school. And if she is not academically inclined, there’s no amount of private grade school or tutoring, etc that will fix that, in which plan B will be to allow her to be a trust fund kiddie ! Which brings me to point #2.

I never plan on selling any of my properties, unless it’s to do a 1031 exchange. Part of my FLU empire building strategy. I don’t see how kids these days will be able to really make it on themselves without a little help. Maybe a small percentage of the population, but most other kids on average will need help. It’s a pretty brutal world out there these days. If you think about it, you’re complaining about affordability of housing right now. Imagine what’s it’s going to be like when you’re kids are your age.
Imagine what college tuititons will be like if the elite schools continue with their 4% annual increase. Imagine what will happen if taxes go considerably up with a retiring elder population taking out of all the social systems. Imagine when our debt ceiling explodes. Ain’t gonna end pretty, I’m afraid.[/quote]flu, I don’t think you’d get special preferential treatment in private school either. At least that’s not my experience. In my kids’ school, every room has a room parent. Who organize donation for the teacher and PTA. Then all the parents donate when the room parents send out the suggested donating amount. I never felt like my kid was getting treated differently and there’s no way for the teachers to know how much each parent donate. The only way you can make a bigger difference is to volunteer. But that’s exactly the same as public school.

I agree that private school is not a be all/end all of private vs public. But in term of donation and volunteering, they’re very similar. So, you have to ask yourself, how much you’re spending more for a house in CV vs a very similar house in SV, looking at the same canyon. If you have just 1 kid and you send him/her to private school for all 12 years, you’re looking about $70k for the first 7 years and ~$200k for the remaining 6 years if you send him/her to LJCD. So, the difference is $270k. That’s a much bigger premium CV is getting vs SV. So, if I have just 1 kid and I want to send my kid to the absolute best school, that’s what I’d do.

What annoys me about public school is the teach to student ratio. Which I think affect things greatly. In private school that my kid went to, in 2nd grade, teacher to student ratio is 12-to-1 while in public school, 2nd grade ratio is 24-to-1. Not to mention that private school don’t have 1/2 day every week, their school hour is longer everyday, and they have less holiday (Thanksgiving week vs just getting Thursday/Friday off).

[Author]

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