Advice on 5bdrms in Carmel Country Highlands

[zk]

[quote=bearishgurl]yellowS2K, of course utpoundpuppy (a brand-new poster) and zk are happy about their investments in Carmel Valley. utpoundpuppy states he/she bought there ten years ago and zk states he/she bought there in 2002.

The prices they likely paid for a comparably-sized property you will ostensibly purchase for $875K to $1.1M was likely =<$275K to $425K for them. Your Mello Roos bond payments may last for 40 years while theirs may be for 30 years. And your Mello Roos payments may be higher than theirs.

The investment in CV that you are contemplating now will be far higher than what these two current residents made. Just keep this in mind.

Even though your spouse is due next summer, I don’t see the rush in making such a huge decision just to move in February. As long as she doesn’t do any of the moving, you could move later than that. Please take some time next week and January to thoroughly explore your options. SD County’s prices overall have come down significantly in the last three years and you now have MANY options in your price range. You don’t want to make a mistake because you felt you had to act too fast. What if you went into escrow on new construction and then a suitable property on LJ Scenic Dr came up??

Again, just my .02.[/quote]

The mello roos on my new house (bought last month) is the same as on my old house (bought in ’02). About $100/mo.

First bg says that CV won’t hold its value, then he says it’s a lot more expensive than it used to be. Not sure how he reconciles the two. Let’s ask: bg, why do you think CV is less likely to hold value than any other particular area?

I do agree, though, that you shouldn’t rush. As flu said, it’s possible you won’t get Sage even if you do get here by February. I’d say first pick the area that suits you best and then find the house that fits you best in that area. If CV turns out to be the area for you, and you like new construction, then Bridle Ridge is probably a good fit, and there’s really no reason to wait. If CV is right for you and you aren’t particularly fond of new construction, then get a good agent (I know a great one who’s a CV expert and an excellent negotiator) and start looking. No rush there, unless you think there’ll be a spring price bounce (there usually is). And even then, maybe it’s better to take your time and get exactly what you want. And probably there will be more inventory to choose from this spring.If UC or anywhere else turns out to be what you want, same thing. Find a great agent who’s an expert in the area you want and start looking. But I’d also say don’t rush and make sure you get what you want.

[Coronita]

[quote=zk][quote=bearishgurl]yellowS2K, of course utpoundpuppy (a brand-new poster) and zk are happy about their investments in Carmel Valley. utpoundpuppy states he/she bought there ten years ago and zk states he/she bought there in 2002.

The prices they likely paid for a comparably-sized property you will ostensibly purchase for $875K to $1.1M was likely =<$275K to $425K for them. Your Mello Roos bond payments may last for 40 years while theirs may be for 30 years. And your Mello Roos payments may be higher than theirs.

The investment in CV that you are contemplating now will be far higher than what these two current residents made. Just keep this in mind.

Even though your spouse is due next summer, I don’t see the rush in making such a huge decision just to move in February. As long as she doesn’t do any of the moving, you could move later than that. Please take some time next week and January to thoroughly explore your options. SD County’s prices overall have come down significantly in the last three years and you now have MANY options in your price range. You don’t want to make a mistake because you felt you had to act too fast. What if you went into escrow on new construction and then a suitable property on LJ Scenic Dr came up??

Again, just my .02.[/quote]

The mello roos on my new house (bought last month) is the same as on my old house (bought in ’02). About $100/mo.

First bg says that CV won’t hold its value, then he says it’s a lot more expensive than it used to be. Not sure how he reconciles the two. Let’s ask: bg, why do you think CV is less likely to hold value than any other particular area?

I do agree, though, that you shouldn’t rush. As flu said, it’s possible you won’t get Sage even if you do get here by February. I’d say first pick the area that suits you best and then find the house that fits you best in that area. If CV turns out to be the area for you, and you like new construction, then Bridle Ridge is probably a good fit, and there’s really no reason to wait. If CV is right for you and you aren’t particularly fond of new construction, then get a good agent (I know a great one who’s a CV expert and an excellent negotiator) and start looking. No rush there, unless you think there’ll be a spring price bounce (there usually is). And even then, maybe it’s better to take your time and get exactly what you want. And probably there will be more inventory to choose from this spring.If UC or anywhere else turns out to be what you want, same thing. Find a great agent who’s an expert in the area you want and start looking. But I’d also say don’t rush and make sure you get what you want.[/quote]

…I just think trying to get into the “best public school” in CV is sort of a well funny. Because look at the test scores of the top 4 schools. Margin of error is really in your kid. Folks that are so bent on getting the “best education” for a kid, just send them to a private school like Bishop Montgomery or the likes.

Me? I think I’m just going to save a crap load of money and let me kid grow up being a trust fund baby… heh heh.

[Coronita]

[quote=zk][quote=bearishgurl]yellowS2K, of course utpoundpuppy (a brand-new poster) and zk are happy about their investments in Carmel Valley. utpoundpuppy states he/she bought there ten years ago and zk states he/she bought there in 2002.

The prices they likely paid for a comparably-sized property you will ostensibly purchase for $875K to $1.1M was likely =<$275K to $425K for them. Your Mello Roos bond payments may last for 40 years while theirs may be for 30 years. And your Mello Roos payments may be higher than theirs.

The investment in CV that you are contemplating now will be far higher than what these two current residents made. Just keep this in mind.

Even though your spouse is due next summer, I don’t see the rush in making such a huge decision just to move in February. As long as she doesn’t do any of the moving, you could move later than that. Please take some time next week and January to thoroughly explore your options. SD County’s prices overall have come down significantly in the last three years and you now have MANY options in your price range. You don’t want to make a mistake because you felt you had to act too fast. What if you went into escrow on new construction and then a suitable property on LJ Scenic Dr came up??

Again, just my .02.[/quote]

The mello roos on my new house (bought last month) is the same as on my old house (bought in ’02). About $100/mo.

First bg says that CV won’t hold its value, then he says it’s a lot more expensive than it used to be. Not sure how he reconciles the two. Let’s ask: bg, why do you think CV is less likely to hold value than any other particular area?

I do agree, though, that you shouldn’t rush. As flu said, it’s possible you won’t get Sage even if you do get here by February. I’d say first pick the area that suits you best and then find the house that fits you best in that area. If CV turns out to be the area for you, and you like new construction, then Bridle Ridge is probably a good fit, and there’s really no reason to wait. If CV is right for you and you aren’t particularly fond of new construction, then get a good agent (I know a great one who’s a CV expert and an excellent negotiator) and start looking. No rush there, unless you think there’ll be a spring price bounce (there usually is). And even then, maybe it’s better to take your time and get exactly what you want. And probably there will be more inventory to choose from this spring.If UC or anywhere else turns out to be what you want, same thing. Find a great agent who’s an expert in the area you want and start looking. But I’d also say don’t rush and make sure you get what you want.[/quote]

…I just think trying to get into the “best public school” in CV is sort of a well funny. Because look at the test scores of the top 4 schools. Margin of error is really in your kid. Folks that are so bent on getting the “best education” for a kid, just send them to a private school like Bishop Montgomery or the likes.

Me? I think I’m just going to save a crap load of money and let me kid grow up being a trust fund baby… heh heh.

[Coronita]

[quote=zk][quote=bearishgurl]yellowS2K, of course utpoundpuppy (a brand-new poster) and zk are happy about their investments in Carmel Valley. utpoundpuppy states he/she bought there ten years ago and zk states he/she bought there in 2002.

The prices they likely paid for a comparably-sized property you will ostensibly purchase for $875K to $1.1M was likely =<$275K to $425K for them. Your Mello Roos bond payments may last for 40 years while theirs may be for 30 years. And your Mello Roos payments may be higher than theirs.

The investment in CV that you are contemplating now will be far higher than what these two current residents made. Just keep this in mind.

Even though your spouse is due next summer, I don’t see the rush in making such a huge decision just to move in February. As long as she doesn’t do any of the moving, you could move later than that. Please take some time next week and January to thoroughly explore your options. SD County’s prices overall have come down significantly in the last three years and you now have MANY options in your price range. You don’t want to make a mistake because you felt you had to act too fast. What if you went into escrow on new construction and then a suitable property on LJ Scenic Dr came up??

Again, just my .02.[/quote]

The mello roos on my new house (bought last month) is the same as on my old house (bought in ’02). About $100/mo.

First bg says that CV won’t hold its value, then he says it’s a lot more expensive than it used to be. Not sure how he reconciles the two. Let’s ask: bg, why do you think CV is less likely to hold value than any other particular area?

I do agree, though, that you shouldn’t rush. As flu said, it’s possible you won’t get Sage even if you do get here by February. I’d say first pick the area that suits you best and then find the house that fits you best in that area. If CV turns out to be the area for you, and you like new construction, then Bridle Ridge is probably a good fit, and there’s really no reason to wait. If CV is right for you and you aren’t particularly fond of new construction, then get a good agent (I know a great one who’s a CV expert and an excellent negotiator) and start looking. No rush there, unless you think there’ll be a spring price bounce (there usually is). And even then, maybe it’s better to take your time and get exactly what you want. And probably there will be more inventory to choose from this spring.If UC or anywhere else turns out to be what you want, same thing. Find a great agent who’s an expert in the area you want and start looking. But I’d also say don’t rush and make sure you get what you want.[/quote]

…I just think trying to get into the “best public school” in CV is sort of a well funny. Because look at the test scores of the top 4 schools. Margin of error is really in your kid. Folks that are so bent on getting the “best education” for a kid, just send them to a private school like Bishop Montgomery or the likes.

Me? I think I’m just going to save a crap load of money and let me kid grow up being a trust fund baby… heh heh.

[Coronita]

[quote=zk][quote=bearishgurl]yellowS2K, of course utpoundpuppy (a brand-new poster) and zk are happy about their investments in Carmel Valley. utpoundpuppy states he/she bought there ten years ago and zk states he/she bought there in 2002.

The prices they likely paid for a comparably-sized property you will ostensibly purchase for $875K to $1.1M was likely =<$275K to $425K for them. Your Mello Roos bond payments may last for 40 years while theirs may be for 30 years. And your Mello Roos payments may be higher than theirs.

The investment in CV that you are contemplating now will be far higher than what these two current residents made. Just keep this in mind.

Even though your spouse is due next summer, I don’t see the rush in making such a huge decision just to move in February. As long as she doesn’t do any of the moving, you could move later than that. Please take some time next week and January to thoroughly explore your options. SD County’s prices overall have come down significantly in the last three years and you now have MANY options in your price range. You don’t want to make a mistake because you felt you had to act too fast. What if you went into escrow on new construction and then a suitable property on LJ Scenic Dr came up??

Again, just my .02.[/quote]

The mello roos on my new house (bought last month) is the same as on my old house (bought in ’02). About $100/mo.

First bg says that CV won’t hold its value, then he says it’s a lot more expensive than it used to be. Not sure how he reconciles the two. Let’s ask: bg, why do you think CV is less likely to hold value than any other particular area?

I do agree, though, that you shouldn’t rush. As flu said, it’s possible you won’t get Sage even if you do get here by February. I’d say first pick the area that suits you best and then find the house that fits you best in that area. If CV turns out to be the area for you, and you like new construction, then Bridle Ridge is probably a good fit, and there’s really no reason to wait. If CV is right for you and you aren’t particularly fond of new construction, then get a good agent (I know a great one who’s a CV expert and an excellent negotiator) and start looking. No rush there, unless you think there’ll be a spring price bounce (there usually is). And even then, maybe it’s better to take your time and get exactly what you want. And probably there will be more inventory to choose from this spring.If UC or anywhere else turns out to be what you want, same thing. Find a great agent who’s an expert in the area you want and start looking. But I’d also say don’t rush and make sure you get what you want.[/quote]

…I just think trying to get into the “best public school” in CV is sort of a well funny. Because look at the test scores of the top 4 schools. Margin of error is really in your kid. Folks that are so bent on getting the “best education” for a kid, just send them to a private school like Bishop Montgomery or the likes.

Me? I think I’m just going to save a crap load of money and let me kid grow up being a trust fund baby… heh heh.

[Coronita]

[quote=zk][quote=bearishgurl]yellowS2K, of course utpoundpuppy (a brand-new poster) and zk are happy about their investments in Carmel Valley. utpoundpuppy states he/she bought there ten years ago and zk states he/she bought there in 2002.

The prices they likely paid for a comparably-sized property you will ostensibly purchase for $875K to $1.1M was likely =<$275K to $425K for them. Your Mello Roos bond payments may last for 40 years while theirs may be for 30 years. And your Mello Roos payments may be higher than theirs.

The investment in CV that you are contemplating now will be far higher than what these two current residents made. Just keep this in mind.

Even though your spouse is due next summer, I don’t see the rush in making such a huge decision just to move in February. As long as she doesn’t do any of the moving, you could move later than that. Please take some time next week and January to thoroughly explore your options. SD County’s prices overall have come down significantly in the last three years and you now have MANY options in your price range. You don’t want to make a mistake because you felt you had to act too fast. What if you went into escrow on new construction and then a suitable property on LJ Scenic Dr came up??

Again, just my .02.[/quote]

The mello roos on my new house (bought last month) is the same as on my old house (bought in ’02). About $100/mo.

First bg says that CV won’t hold its value, then he says it’s a lot more expensive than it used to be. Not sure how he reconciles the two. Let’s ask: bg, why do you think CV is less likely to hold value than any other particular area?

I do agree, though, that you shouldn’t rush. As flu said, it’s possible you won’t get Sage even if you do get here by February. I’d say first pick the area that suits you best and then find the house that fits you best in that area. If CV turns out to be the area for you, and you like new construction, then Bridle Ridge is probably a good fit, and there’s really no reason to wait. If CV is right for you and you aren’t particularly fond of new construction, then get a good agent (I know a great one who’s a CV expert and an excellent negotiator) and start looking. No rush there, unless you think there’ll be a spring price bounce (there usually is). And even then, maybe it’s better to take your time and get exactly what you want. And probably there will be more inventory to choose from this spring.If UC or anywhere else turns out to be what you want, same thing. Find a great agent who’s an expert in the area you want and start looking. But I’d also say don’t rush and make sure you get what you want.[/quote]

…I just think trying to get into the “best public school” in CV is sort of a well funny. Because look at the test scores of the top 4 schools. Margin of error is really in your kid. Folks that are so bent on getting the “best education” for a kid, just send them to a private school like Bishop Montgomery or the likes.

Me? I think I’m just going to save a crap load of money and let me kid grow up being a trust fund baby… heh heh.

[zk]

I agree that there’s no meaningful difference between the 4 schools. I think what ys2k is looking for is to walk his kids to school, which he wouldn’t be able to do if he lived in Bridle Ridge and his kids went to Torrey Hills.

[zk]

I agree that there’s no meaningful difference between the 4 schools. I think what ys2k is looking for is to walk his kids to school, which he wouldn’t be able to do if he lived in Bridle Ridge and his kids went to Torrey Hills.

[zk]

I agree that there’s no meaningful difference between the 4 schools. I think what ys2k is looking for is to walk his kids to school, which he wouldn’t be able to do if he lived in Bridle Ridge and his kids went to Torrey Hills.

[zk]

I agree that there’s no meaningful difference between the 4 schools. I think what ys2k is looking for is to walk his kids to school, which he wouldn’t be able to do if he lived in Bridle Ridge and his kids went to Torrey Hills.

[zk]

I agree that there’s no meaningful difference between the 4 schools. I think what ys2k is looking for is to walk his kids to school, which he wouldn’t be able to do if he lived in Bridle Ridge and his kids went to Torrey Hills.

[Anonymous]

[quote=bearishgurl]yellowS2K, of course utpoundpuppy (a brand-new poster) and zk are happy about their investments in Carmel Valley. utpoundpuppy states he/she bought there ten years ago and zk states he/she bought there in 2002.

The prices they likely paid for a comparably-sized property you will ostensibly purchase for $875K to $1.1M was likely =<$275K to $425K for them. [/quote]

Funny, nothing in my entire post spoke of my “investment”. I spoke only of the neighborhood, traffic, schools, walkability, distance to ocean, etc. Your estimate of purchase price 10 years ago is also far too low.

I didn’t post to try to coerce or argue against someone’s point, only to try to be helpful by providing the perspective of someone in the neighborhood with kids in the schools, and a link to a news story on the school crowding issue. I’ve read this web site for years but never felt like I had something worthy of adding before, which is why I’m a “brand-new poster”. Although I don’t see how that’s relevant for pointing out. It doesn’t make my experience here less real.

[Anonymous]

[quote=bearishgurl]yellowS2K, of course utpoundpuppy (a brand-new poster) and zk are happy about their investments in Carmel Valley. utpoundpuppy states he/she bought there ten years ago and zk states he/she bought there in 2002.

The prices they likely paid for a comparably-sized property you will ostensibly purchase for $875K to $1.1M was likely =<$275K to $425K for them. [/quote]

Funny, nothing in my entire post spoke of my “investment”. I spoke only of the neighborhood, traffic, schools, walkability, distance to ocean, etc. Your estimate of purchase price 10 years ago is also far too low.

I didn’t post to try to coerce or argue against someone’s point, only to try to be helpful by providing the perspective of someone in the neighborhood with kids in the schools, and a link to a news story on the school crowding issue. I’ve read this web site for years but never felt like I had something worthy of adding before, which is why I’m a “brand-new poster”. Although I don’t see how that’s relevant for pointing out. It doesn’t make my experience here less real.

[Anonymous]

[quote=bearishgurl]yellowS2K, of course utpoundpuppy (a brand-new poster) and zk are happy about their investments in Carmel Valley. utpoundpuppy states he/she bought there ten years ago and zk states he/she bought there in 2002.

The prices they likely paid for a comparably-sized property you will ostensibly purchase for $875K to $1.1M was likely =<$275K to $425K for them. [/quote]

Funny, nothing in my entire post spoke of my “investment”. I spoke only of the neighborhood, traffic, schools, walkability, distance to ocean, etc. Your estimate of purchase price 10 years ago is also far too low.

I didn’t post to try to coerce or argue against someone’s point, only to try to be helpful by providing the perspective of someone in the neighborhood with kids in the schools, and a link to a news story on the school crowding issue. I’ve read this web site for years but never felt like I had something worthy of adding before, which is why I’m a “brand-new poster”. Although I don’t see how that’s relevant for pointing out. It doesn’t make my experience here less real.

[Anonymous]

[quote=bearishgurl]yellowS2K, of course utpoundpuppy (a brand-new poster) and zk are happy about their investments in Carmel Valley. utpoundpuppy states he/she bought there ten years ago and zk states he/she bought there in 2002.

The prices they likely paid for a comparably-sized property you will ostensibly purchase for $875K to $1.1M was likely =<$275K to $425K for them. [/quote]

Funny, nothing in my entire post spoke of my “investment”. I spoke only of the neighborhood, traffic, schools, walkability, distance to ocean, etc. Your estimate of purchase price 10 years ago is also far too low.

I didn’t post to try to coerce or argue against someone’s point, only to try to be helpful by providing the perspective of someone in the neighborhood with kids in the schools, and a link to a news story on the school crowding issue. I’ve read this web site for years but never felt like I had something worthy of adding before, which is why I’m a “brand-new poster”. Although I don’t see how that’s relevant for pointing out. It doesn’t make my experience here less real.

[Author]

Posts