2 trends in my area

[njtosd]

[quote=enron_by_the_sea]I am sure critical thinking is a good thing to have. I am questioning if critical thinking is worth 200K of student loans for most people.

[/quote]

OK – I don’t get these figures for student loan debt. Tuition, fees, room and board, insurance and transportation at University of California schools comes up to slightly less than $30,000 a year, according to U of C:

http://www.universityofcalifornia.edu/admissions/paying-for-uc/cost/index.html

So, even if you paid for all of that with student loans, without defraying any of it with a job, you would be about $120,000 in the hole. And I never knew anyone in college who didn’t have a job – I worked in a china store, others worked for food service, etc.. My brother in law went to school full time, worked three jobs, and paid for his education and expenses at a Big 10 school without going into debt at all. Let’s say you could reasonably earn about $5000 a year, you could keep the low balance down to $100,000. Getting a job and living low for a few years after college would allow that amount to be whittled down significantly. I think the high student loan balances result from choosing to go to a private college (absolutely no reason to do that in California, which is one reason we’re moving back) or living extravagantly on loans.

[urbanrealtor]

[quote=enron_by_the_sea]I am sure critical thinking is a good thing to have. I am questioning if critical thinking is worth 200K of student loans for most people.

If your eventual major is engineering,medicine,finance,law etc. in a brand-name university, one can make an argument that a few hundred K of student loans are still worth it.

For everyone else who will only have “critical thinking” to show for after the college, is the education worth the student loans? Is it better to go to community colleges, stay home and then transfer to a state college in this case?[/quote]

If you are coming out of college with $200k of debt, then you dun fucked up boy.

I paid my own bills in college and parents paid the school bills.

I am lucky in that but I totally could have dealt with the cost.

I was just too lazy and fearful.

[urbanrealtor]

[quote=enron_by_the_sea]I am sure critical thinking is a good thing to have. I am questioning if critical thinking is worth 200K of student loans for most people.

If your eventual major is engineering,medicine,finance,law etc. in a brand-name university, one can make an argument that a few hundred K of student loans are still worth it.

For everyone else who will only have “critical thinking” to show for after the college, is the education worth the student loans? Is it better to go to community colleges, stay home and then transfer to a state college in this case?[/quote]

If you are coming out of college with $200k of debt, then you dun fucked up boy.

I paid my own bills in college and parents paid the school bills.

I am lucky in that but I totally could have dealt with the cost.

I was just too lazy and fearful.

[urbanrealtor]

[quote=enron_by_the_sea]I am sure critical thinking is a good thing to have. I am questioning if critical thinking is worth 200K of student loans for most people.

If your eventual major is engineering,medicine,finance,law etc. in a brand-name university, one can make an argument that a few hundred K of student loans are still worth it.

For everyone else who will only have “critical thinking” to show for after the college, is the education worth the student loans? Is it better to go to community colleges, stay home and then transfer to a state college in this case?[/quote]

If you are coming out of college with $200k of debt, then you dun fucked up boy.

I paid my own bills in college and parents paid the school bills.

I am lucky in that but I totally could have dealt with the cost.

I was just too lazy and fearful.

[urbanrealtor]

[quote=enron_by_the_sea]I am sure critical thinking is a good thing to have. I am questioning if critical thinking is worth 200K of student loans for most people.

If your eventual major is engineering,medicine,finance,law etc. in a brand-name university, one can make an argument that a few hundred K of student loans are still worth it.

For everyone else who will only have “critical thinking” to show for after the college, is the education worth the student loans? Is it better to go to community colleges, stay home and then transfer to a state college in this case?[/quote]

If you are coming out of college with $200k of debt, then you dun fucked up boy.

I paid my own bills in college and parents paid the school bills.

I am lucky in that but I totally could have dealt with the cost.

I was just too lazy and fearful.

[urbanrealtor]

[quote=enron_by_the_sea]I am sure critical thinking is a good thing to have. I am questioning if critical thinking is worth 200K of student loans for most people.

If your eventual major is engineering,medicine,finance,law etc. in a brand-name university, one can make an argument that a few hundred K of student loans are still worth it.

For everyone else who will only have “critical thinking” to show for after the college, is the education worth the student loans? Is it better to go to community colleges, stay home and then transfer to a state college in this case?[/quote]

If you are coming out of college with $200k of debt, then you dun fucked up boy.

I paid my own bills in college and parents paid the school bills.

I am lucky in that but I totally could have dealt with the cost.

I was just too lazy and fearful.

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