You can get a loan!
Jumbo Loans (above $417k)
30 YR Fixed, 20% down are 7.625%.
(2nds are available up to 90-95%) with 680+ mid credit score. With a score above 720 or 780 it gets slightly better.
Money is still available. Jumbo rates are higher than they were a month ago, but still less than they were years ago.