Yes Former SD, I meant that I would have to get a non-occupied rate and that would be higher than the low 6% rate I have now. So it didn’t seem to make sense. My margins, as I recall were 2% a year. At this point, and I may be very wrong about this, it didn’t seem that it would go up to 8% the second year because mortgages were still below 7%. I know I would need to check what the rate is tied to. But I do remember doing research at the time and making sure my rate was tied to something that was pretty stable.
