WTF! 100K can’t afford a 352K mortgage? Are you kidding me? What’s their spending and saving habit? People like them don’t need help, they need to learn to adjust on living with their income and tighten their belts when comes to hard time. I worked two jobs and didn’t go out much when I needed the money for down payment and pay off car loan. I just can’t believe the bank is willing to help such fortunate 100K earner. People like them need to learn how to save instead of spending every cent and depend on credit cards. This is why American rank low when comes to saving money.
