Wow thanx for all the advice guys. I am 24, but I would rather not invest as most 401k advisors would recommend. That is start out risky then move over to conservative as I get older. I’d rather stay conservative through all my investments, in order to “conserve” my money. Strangely enough, I interpret their “less risky” options as places to put my money where inflation is almost gauranteed to outperform me, I’d say that is much more risky. So I guess in the end I put money in the international fund, which is where the advisor would recommend me to, but for opposite reasons.
