why doesn’t the govt. come up with a 10% to people who qualify.
Good credit, solid employment, etc..
It can be a 10% loan to people that meet that criteria, interest free. If they sell the house one day and make more than 10% they keep whatever is above 10% and give the rest back to the gubmint..
If they don’t make anything on the house it’s a loss, but the house was in an owners hands and maintained, houses start selling again, and people getting into houses have a 10% buffer of falling prices before they start regretting their decision to buy.
If you own a house already, or several houses, you wouldn’t qualify or maybe you would qualify but it would be a one per person type of thing (I don’t know). I know it would never happen but I think it would work