While waiting for 2 days to get the wawanesa quote in snail mail, I got quotes from AAA and Residence Mutual (Western Mutual Insurance Company). Residence Mutual gave a significantly lesser premium than AAA for the same parameters. I havent heard of Residence Mutual but california insurance commissioner website ranks them very good as far as least complaints. Do any piggs have policy with them? Are they good? Also they dont participate in CEA (California Earthquake Authority) pool and have their own earthquake insurance that has higher premium than CEA (for same parameters)… Is it a good or a bad thing.