“where people don’t take the time to be responsible for themselves and their family concerning mortgages and home ownership”
Do you think that the vast, vast majority of these people didn’t obsess over every single part of their buying experience? That they didn’t lose sleep every second before they pulled the trigger? This scared the crap out of them, and they were fleeced. You expect a lot out of people who would have no idea what you are talking about.
People get their news and info from whoever is selling to them …. Thats the way it works. It takes a lot for people to pull themselves up by their bootstraps.
Anyway – I don’t disagree on what people should do, I just disagree that it’s that easy to expect a large number of them to do it.