What area are you looking at buying in? Since you’re going to be going to UCSD, I would assume you’d be looking for a condo in UTC. Not sure how much shopping around you’ve done but for $200k you aren’t going to be able to buy much. Only recently have condos in UTC broken the $200k mark and then you’re looking at a ~600 sqft 1 bedroom condo conversion. I’d rent for a few years and then worry about buying when you graduate.