What a coincidence, I just realized this morning that when I quit my job (because they force you into the office and I don’t think it is safe because of Covid) then I will not be able to do the Roth IRA because you need earned income for that, not investment income. But if I create a company for my rental as you suggest, then it can pay me each year for taking care of the rental so I can continue contributing to a Roth IRA!
