We’re also “deadbeats” who charge everything, and pay off our credit card every month. We have no other debt. We have not had any lines reduced, and there is a concerted effort by BofA (who issued cards that we haven’t used in years) to get us to transfer balances to their cards.
The volume of pre-approved cards is way down from the “free money for everyone” days, but we do still get them occasionally.
Good guess regarding them just wanting the deadbeats. Though they won’t make a ton of money off us, at least we are safe. It would be interesting to see what happens if we were to carry a balance for a month or two.
Which reminds me…remember how they used to offer a “payment free” month all the time during the credit bubble? I haven’t seen that now in years.
