Well, Piggs, what about this question: I work for a company that matches my 401(K) contributions up to a certain percentage of my salary. I am contributing that percentage of my salary just so I can get the maximum company match and have both my contribution and the company’s go into the account tax free. The only problem is that all of their investment choices I can pick from suck. I picked what I think is the best of a bunch of horrible options – a mix of 3 bond funds that each have a mix of short-term bonds, one fund also has some treasuries, and long-term bonds. I figure that even if the value of the funds drops in half, I’ll still be ahead. However, I sometimes feel like a sucker for even being part of a 401(K). Should I stop putting my money in there?
