We have 1 income (mine) of 75K to 80K depending on bonuses. That covers me, 1 wife (who stays home) and 2 young kids – I have a PhD from UCSD and my wife has a BA – but the only degree she needs at the moment is in patience.
So I guess that puts us over median household and family, but under median per capita – we rent in Carlsbad/Encinitas for roughly 1500. We have savings for 20% down on a “normally” priced starter home, but doubtful that will be in North County. Makes it look appealing to move (within my current employer, so same pay level) to a more affordable market. But for now we are just waiting semi-patiently to see what the market does in the next year.