We did research on whether we needed vision coverage and if you dig deeper, you’ll realize that there is really no vision insurance. All you’re doing is pre-paying for vision benefits that you may or may not use. If a company pays, great…but if you’re out of pocket on your own, you’re better off just saving the cash or just go to Costco or negotiate directly with the Optician. It’s like dental coverage (which we do have though).
My wife used to pay like 400+ for her eye stuff and with insurance it was like 200+. I finally got her to use Costco and told her she can spend the difference on whatever she wanted and at least this way, I don’t feel like we’re wasting money.
WHAT??!@? $135 for a lens fitting exam for lens she’s been using for 10 years and you prescribed last time?
If you had a serious eye condition, a real eye doctor under your health plan would be doing the major stuff.
What I find amazing is how all these dentists and eye guys are still in business. People getting laid off certainly aren’t renewing themselves and seeing how much they make for a teeth cleaning, it sorta sucks.
