We are in our late 20’s, had 2 kids while still in college. Now we have 3 (one is a newborn!) Since we had 2 kids while going to school, it took longer to finish so my husband is at the beginning of his career. I stay home with the kids, he makes around $45K as a CSUSM (under represented on here!) grad, will also be starting on his Master’s in the fall.
We rent a 3 bedroom, 2 bath apartment in a nice area for $500 a month! We got into this apartment when he was making less money and qualified for “affordable housing.”
Although apartment living is not the greatest, we can’t rationalize paying $1500 more each month just for a garage and a small yard – to rent. We go to the area parks to play and that works out just fine! I’d rather be raising my kids than have a house I can’t afford.
We look forward to the time when we will buy a home and know that we just have to be patient. I know that my husband is at the bottom of the totem pole so its going to take time to make work his way up! He is a brilliant man and I know that the money situation will improve. For now, the goal is to pay off our debts first and then start saving!
Also, almost all of our immediate family members are in SD county so we would like to stay here.
