We all agree that it’s a “good” loan, in the sense that you’re paying less than it’s worth. Who is subsidizing you to keep real estate prices high? I’ll bet the money didn’t all come from the NAR.
Sorry to be so blunt. You’re probably a nice person to talk with, but you’re taking advantage of a system that doubly screws taxpayers who pay bucketloads of tax to pay for crackpot schemes like this, and who refuse to abandon financial responsibility to overpay for their own home. As a result, these responsible taxpayers are priced out themselves.
