Uh, I’ll hesitate to say there isn’t any expert analysis here, as no one can predict the future. Even if someone did, in this case, unless they could do it consistently I would not lend their prognostications much weight.
I will ask you if you’ve considered that the SD economy is ~25% real-estate related. Thats something I think many miss; that as sales slow to a crawl and construction stops entirely that the median income is going to drop as well.