This is an interesting question… one I’ve been googling (during code build times) over the course of the day.
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You need better tools 🙂
[quote=UCGal]
We do not have the end of the paycheck stress. You know the panic, when you pay the bills trying to figure out which one to pay late because there’s not enough paycheck to cover the expenses. We have enough money to save for retirement. Part of this is because we’re frugal (cheap!)… kids clothes are hand me downs or come from target – not Gymbo or Gap… We have a nice house we can comfortably afford, but not a McMansion. My husbands truck is 15 years old, mine is 5 years old, both are paid for and will be driven till they fall apart. The kids don’t get every toy they ask for (or even 1/10th). We don’t have hired help (no garden service, maid service, etc.) But we are without financial stress and can make our bills and save. That’s why I’m comfortable saying we’re upper middle class.[/quote]
How old are the kids? Naartjie, PumpkinPatch and Children’s Place on clearance have better deals than Target. Subscribing to Children’s Place newletter might be good idea. You just need to be willing to purchase Spring clothes in Fall and vice-versa.
