I haven’t seen his/her trust deeds but you have to ask yourself here why someone would buy a Mosher in 2006 for $1,365K (paid abt 250K to 350K too much) and then fall behind on their payments so soon. Was it strategic??
The various “inspections” on this property just happen to “already be on file.” Did the 2006 buyer find out only AFTER they purchased the property about its (expensive) problems and then get the inspections (in attempt to entice their lender to accept a short payoff) or did a previous buyer in escrow order the inspections and then back out?
Perhaps the work needed on the property proved to be too much for the previous owner to handle.