Too bad about loan cabin…as of this writing, they’re advertising 1.75% and 0 points (not necessarily the same thing as $0 cost) for a 15-year refi. I submitted online three days ago, haven’t heard from them yet. I think all these internet places, while offering crazy teaser rates, are just massively swamped.
I just closed a refi for 2.625% 15-year in April (about net-$500 out-of-pocket) and thought that was nuts.
