Tone,
I’m pretty much in the same boat as you, but have been in my home 15 yrs. The way I look at it for myself, since I am such a novice at this, and am very conservative with my money. I plan on saving every nickel I can in the next couple of years. If things go the way we all tend to think they will, then I can buy something else, rent my place for a positive cash flow, pay off this house in even shorter time, then the renters can start paying off my new house for me.
But if every thing goes into the toliet, and we all loose our jobs, I can still make my house payment by working at McDonalds.
That’s my uneducation financial opinion.
