This was primary residence for last 10 yrs and I had never thought I will be moving out of this home when I refi’d it in Sep last year. As I wrote in another post, I closed an excellent deal on Dec end on a shortsale – which happened all of sudden in just 30-40 days. So I moved to this new home last week and the query from the lender came when I called them for address change.
Btw, I called the lender customer support and she explained there is formal and will have no impact on the interest rate. Thanks everyone.