This is an interesting thread. I’m still licensed as a Realtor, but I ended up getting a W-2 job about 8 years ago because I felt it was the right thing to do. Reading through this thread really makes me feel like I made the right decision. My wife still does it and it’s a tough industry to get into.
I do think that if I was the OP I would get a new agent, but I would interview a couple agents in the area and be clear with them as far as your intentions prior to previewing homes with them. It seems like you are looking for a certain style of person as well as a professional. I think that clear expectations on both ends would be a good start.
She’s represented you multiple times and her credibility is “NIL”? Wow.
As far as the cross-qual it is very common because although you trust your lender and have already jumped through the hoops the seller does not know your lender and just wants to know you are approved based on the guidelines someone they know uses. Nothing personal here and yes many times a call or some correspondence between your lender and the one they want you to cross-qual with does alleviate this issue oftentimes.
As far as her being pushy if you tell her to lay off she should. If you at any point just flat out do not like her or her style you should tell her for both of you so that both of you can move on.
I think it is important to look at it both ways because what one person might perceive as pushy another person might see as proactive. You get to pick who you work with of course, but I’d worry that the easy going Realtor you are looking for might not be as successful and might be deemed lazy according to some people and lack ambition. She’s probably just doing what seems to work for her to get deals in escrow which is how she is paid. She should very much be respectful of whatever you or any client tells her, but at the same time if she is too easy going she’s going to be looking for a new job soon.
That is what I did and the only reason I’m posting right now is because this hits close to home because I wanted to be the Realtor you are referring to that has YOUR best interests in mind. If a client did not want to increase they offer I always said, “We’ll find you another one” and they would typically either end up looking in another area or end up getting frustrated and going back to renting to be in the area they wanted to buy, but could not afford to buy in. If a seller did not like an appraisal coming in low I would back them up on cancelling the contract because the buyer did not want to come in with the difference if the appraiser believes the contract price is more than the home is worth. I prided myself in always backing up my client 100% even if it meant that I would have to work for free. It became about principles to me and being the person they could trust no matter what so that my clients could have the opportunity to work with someone that feels the way I did about it. I always told myself to hang in there and that eventually I would be rewarded because people would tell others how commendable what I did was for them and I’d get referrals, but the issue lies in the aspect that I was not closing enough deals to support myself long enough to get to that point. The pushy agents were and they were succeeding right next to me while I was not and I was just trying to do what I felt was right. I did not want to be like them and I wanted to do it my own way. I always had my clients best interests above my own and I think I so much so had their best interests in mind that I was forced to get another job. I still think about this stuff for my wife’s sake and how everyone’s perception of Realtors is a bit off sometimes…I think she does not take it as personally as I did and she luckily has me to pay the bills so our livelihood is not counting on her so she gets to do it the way I wanted to back then. I’m glad to be able to give her that opportunity for herself and her clients.