This area has many builders and has a wide variety of homes. There are some new schools, but I’m not sure what. Oceanside has a bad reputation with gangs and bad schools. This area is very nice and at least a couple of miles away from the nearest apartments. I’ve gone to most of the models and they are nice. The price is very reasonable, but the commute is bad, unless you work locally. There are two communities built by KB Homes without Mello Roos. The other communities have mello roos at about 1.7% tax rate. All communities have HOA ranging around $150-$300. I think you would have to live there to notice noise.