There are very few young

[an]

There are very few young people in San Diego who have any cash. The only way they would have any significant amount of cash (i.e. over 100k) would be:

1. inheritance
2. bought real esate prior to 2003 and cashed out

3. live below your means and save at least $2k/month. After 4 years, you’ll have close to $100k.