The HOA & MR are no doubt a huge cost. Regarding the school district, the MR’s are tied into the Poway school district. A couple factors driving our decision were the Catholic school 2 blocks away that we will be using, a huge view lot, large living spaces, being off the main road, a lot of open space around us, distance from the neighbors, and having a brand new home to set up as we like. For us, Stonebridge works. There is a lot of denial out here, one couple in the hood said “you know this is a million dollar neighborhood”. I didn’t have the heart to burst his bubble that myself and others didn’t pay a million. I must have missed that memo!