The answer to your question about how the bank makes its money is through fees charged to customers like me. I pay a small fee for the investments I make just like a broker charges and for holding my deposits in their bank. I have no problem paying these fees in order to know that my money is sitting in their bank and not in a high rise condo project in Miami.
RunningBear: So you have “investments” with zero risk? This sounds like a late night TV get-rich-quick scheme. There’s no way that your Swiss bank keeps your money locked in a vault, that would be a fairy tale.
On the other hand, if your money is truly invested as you say, then it’s not “sitting in their bank” (your words), and there is risk involved.
