That’s true and I mostly look in older neighborhoods. I sometimes look in newer ones and it’s tempting at times, but the HOAs and MRs convince me otherwise.
I can understand Prop 13 helping the elder on fixed income. They finally pay off their house. They don’t need to be paying huge taxes and deplete their ever tiny SS check. Believe me, by the time you reach their age w/no SS you will be glad to have low prop tax.
I just think the MR should be able to be written off b/c it essentially is prop tax.