That’s interesting. My question to HLS was admittedly a naive one, but it seemed to touch a nerve. Anyway, what I’m really trying to figure out is, how can a borrower determine which scenario is better for them? Is it possible to work with someone (buyers agent, bank, other lender, whoever) who can “run the numbers” on both scenarios relatively easily? Or does one have to apply for two different loans in order to see the difference?
