That is true. Even though the OP provided quite a bit of a financial info about himself, only he knows what EXPENSES he has every month. For all we know one of his family has to travel a lot for personal reasons, or has an expensive hobby, or a medical condition, or kids take expensive classes/tutors, or he wants to save more for college or retirement etc.
At the very least the OP should try practicing that – putting aside the difference – $1500 let’s say for about 1 year. Shouldn’t be a problem for the OP, since he thinks it would take him another 2-3 yrs to save 50K – i.e. 17k a year or more… but nevertheless he should try.
Does anybody have a guesstimate how much to assign for maintenance?
