That about sums it up, Diego. My guess is that Peter and Paul are also somehow related to the banks in question, either directly or indirectly.
IMHO, this is absolutely designed to benefit the banks (and FBs?) at taxpayers’ expense.
Oh, and how do you like the $10 billion minimum to get involved in the gravy train? Methinks someone is trying to keep the “little people” out of their taxpayer-funded scam. How predictable…