Thanks, HLS and

[cv2]

Thanks, HLS and DaCounselor.

Hi HLS and DaCounselor,

I want your opinion on the impact of the low Jumbo Conforming loan rate, now below 6%, on housing market. Granted, this is still too early to see the trend since we do not know the loan qualification details and people’s reaction to it. I hope you could update your opinions as the time goes by.