Thanks all. I was obviously wrong about the mortgage interest deduction.
But I think I will still be taking the standard deduction in 2018. The state income tax deduction is a large part of my itemized deduction. Without the state income tax deduction, I do not think I will reach $24400.
I can prepay my January 1st 2018 mortgage payment. And I think that makes sense.
I have an Escrow account with my loan servicer. If I pay the April property tax this month myself then I assume the servicer will adjust my Escrow payments. I’ll try to call them on Monday to check.
