thanks afx and urban, can definitely document income, but the consulting has been this year, my last 2 years of returns are W2 income. its interesting because i’m hearing i’d likely NOT qualify for the best rate out there because i’m 1099, and i’ve had a “job change” technically speaking ( in the same field), but then i get all these buts. i might like to speak to your loan guys.
[quote=sdrealtor]Everyone is different. Talk to a loan officer[/quote]
sdr, believe it or not, i have. and just like there are good and bad agents, well the same is true of loan officers. you would not believe the differing wishy washy, back and forth, answers i’ve gotten from 2 different loan officers which leads me to believe they don’t know their head from the ass, 1 who has my complete financial picture. i know risk tolerance is not the same, and things can change, but i figured with the collective experience here, might hear some recent experiences/examples for 1099 buyers.