thank you for your answer.
When I say we are making no saving I referr to the fact that up until few months ago we were still finishing remodelling the pool so we had extra expenses. I know we have been able to save some since then, not sure how much because my husband likes to be drammatical when it comes to how much we spent for this hosue and how expensive it is to live in it. And you are right about the cleaning maids!
