In addition, I would say that people overlook the value of **local** junior colleges and universities. IMHO, the value of out-of-state universities is overblown.
If you can’t save up money for a child’s education, you can continue to provide food, shelter and basic necessities while they attend the local JC and university. The even get preferred enrollment and registration when they transfer to a four-year university (at least that’s how it used to work).
And is it me, or does nobody expect their kids to work anymore? Back in the day, most of us had jobs outside of school, and we paid most/all of our own expenses, without having to take out onerous student loans.
The belief that everyone has to go into lots of debt to get an education is what has enabled tuition prices to get so out of hand. Let’s get back to basics, and make education something that any hard-working kid can attain without having to go to the “Bank of Mom & Dad” and without having to take on burdensome student loans that can’t even be discharged in bankruptcy.