THat is what we did, had it listed for 3 months, took it off, decided to stay, we were looking for a bigger place 4 bedroom versus 3 bedrooms, but decided to stay put and wait it out. Payments on mortgage is not a problem(we do have an 5 year ARM at 4.5% and capped at 8%, even with that cap we can afford it when it does reset in 2009), just wanted to see if anyone would bite, but no one did, so we stay, just finshed doing some remodeling, and will just stay put…. We had 2 other neighbors who did the same and pulled theirs off a couple of weeks ago.