Temeculaguy, thx. Appreciate the kind words. Not leveraged at all, our only debt will be our mortgage with a manageable payment that is not stretching us. We did not buy beyond our means. I grew up in the midwest in a conservative household with parents we were big on saving. So I am very disiplined in my financial affairs.
I also learned a lot during the stock market bubble and did not want to get burned again this time. History always reapeats itself . . .