Sounds like the only thing you you missed out on was shorting the stock market starting about a year ago. As I recall there were some folks on this board calling for a huge decline in stocks starting at that time.
Luckily you didn’t do this because the S&P 500 is up about 12% (+ 1.7% or so in dividends).
The lesson: Better to try to avoid a disaster than to bet on one.
Reducing debt and raising cash are the best approach to weathering a storm. Good show.
