Someone I know had their loan delayed b/c they had to explain why some addresses came up associated w/the person’s name while they were running checks.
One was a rental unit the mother was occupying 10 years ago.
2 were incorrect addresses and 2 other ones were properties purchased 20 years earlier w/no encumberances except low property taxes.
They went from giving loans to dead people to inquiring about questionable assets/debts from 20 years ago.