Some people have extremely low risk tolerance (All cash). Others have very high (Gold! Gold! Gold is the answer!)
It depends on your definition of “risk”. I have low risk tolerance, but one risk I am very concerned about is hyperinflation. For this reason, I have relatively little “cash” (Federal Reserve Units that can be multiplied endlessly almost without cost to the issuer), preferring gold (actual money that cannot be inflated by governments).
