[quote=SK in CV][quote=bearishgurl] The dirty little secrets of how the ACA really works on the ground are never mentioned, including the fact that a large portion of those signing up on exchange plans WERE previously covered prior to the ACA but their plans dropped them (even if they were “grandfathered”) in the wake of “obamacare.”[/quote]
Every plan was grandfathered. No plan had to be cancelled because of Obamacare. Not a single one. Fact is, almost no insurance plans ever survived more than 2 years. Insurance companies constantly change them. And that goes for both the individual market and the employer market.
Your experience with the ACA is not representative of most people. Fortunately, actual facts aren’t affected by what you think. Most people like their exchange plans. But then, most people aren’t as bitter and racist as you either.[/quote]
I had the exact same plan for NINE years until it disappeared when my carrier left the state and I am NOT ALONE. Not by a long shot. Those six carriers I mentioned LEFT CA at the end of 2013 PRECISELY BECAUSE they didn’t want to sell ACA-compliant plans in the state! In other words, the inception of “obamacare” was the catalyst for these carriers leaving the state! This happened in other states as well, leaving their planholders in limbo to scare up another open market plan or sign up for a plan on their respective exchanges.
I never stated I “didn’t like” my plan. I said it was 3x the cost of my old (pre-ACA) and that 3 of my longtime providers left the CA exchange plans. I’m not happy with the way CC treats their enrollees. I think they are grossly incompetent and their way of “doing biz” is utterly disrespectful to their enrollees.
I would MUCH RATHER deal directly with my carrier and NOT with the incompetent exchange middleman but I don’t currently have any CHOICE of PPO plans out on the open market to even consider purchasing! Do you not understand that?
The rest of your wildly inaccurate assumptions about me don’t even warrant a response.
