[quote=Shadowfax] . . . I think life skills would be a nice 1 or 2 session course, an elective in high school–something multidisciplinary with elements from math, science and health. I am not advocating that it should be required. It would be nice though to have it presented in an organized way. (Maybe the credit card interest can be covered in one lesson in a math class–math applied to the real world.) And, like any other subject, it should be inclusive, so you can present what a credit card is, what interest is, what a savings account or investment account is and run some scenarios. Show what happens when you pay it off in full and show what happens when you only pay the minimum. Then let the kids decide. You are making this too extreme to be a coherent argument, flu. Just present the schools of thought and let reasonably intelligent, almost-adults come to their own conclusions.[/quote]